Coverage Built for the Welding Industry
18 types. Every welding risk covered.
18 coverage types designed for the real exposures of welding professionals — from foundational liability to specialty coverage for inspectors, contractors, and fabricators.
The Foundation of Every Welding Insurance Program
Most contracts require some or all of these.
These coverage types form the foundation of most welding business programs.
General Liability
Foundational protection for bodily injury, property damage, and completed operations exposures on every job.
Workers Compensation
Required coverage for employee injuries, burns, and occupational exposures in welding operations.
Commercial Auto
Coverage for vehicles owned or used by your welding business — from service trucks to mobile welding rigs.
Umbrella Liability
Higher limits above your primary liability policies — often required for larger contracts and industrial clients.
Commonly Needed for Most Operations
Strongly advised for most welding operations.
Coverage that many welding businesses need based on their operations, assets, and contractual obligations.
Tools & Equipment / Inland Marine
Coverage for your welding machines, torches, leads, generators, and equipment that travels between jobsites.
Property Coverage
Protects your shop, machinery, inventory, improvements, and business personal property at your location.
Hired & Non-Owned Auto
Coverage for rented vehicles and employees using their own vehicles for business purposes.
Equipment Floater
Scheduled coverage for high-value equipment used on jobsites or moved between locations.
Business Interruption
Replaces lost income when a covered property loss shuts down or disrupts your welding operation.
Employment Practices Liability
Protection for claims involving hiring, firing, discrimination, harassment, and employment practices.
Specialty Coverage for Specific Operations
Specialized protection when your work demands it.
Optional coverage types relevant for specific business types, operations, or contractual requirements.
Professional Liability
Errors & Omissions coverage for CWIs, inspectors, consultants, and engineers providing professional services.
Cyber Liability
Protection against data breaches, ransomware, and cyber incidents affecting your business systems.
Pollution Liability
Coverage for claims involving welding fumes, gases, hazardous materials, and environmental exposures.
Installation Floater
Covers materials, equipment, and components during installation at a project site.
Builders Risk
Project-specific coverage for property under construction, installation, or fabrication at a site.
Garagekeepers Liability
Protects against damage to customer vehicles while in your care, custody, or control.
Commercial Crime / Employee Theft
Coverage for employee dishonesty, theft of money, forgery, and fraud within your organization.
Directors & Officers
Management liability protection for company leadership, boards, and formal organizational structures.
Ready to Protect Your Welding Business?
Contact The Southern Agency today for a no-obligation review of your coverage and a competitive quote through the AWS Insurance Program.